AMME Learning CenterbetaHealthcare navigation. Financial intelligence. Human dignity.
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Understand your bills

Bills, claims, EOBs, and what you pay for care.

  1. 1Is this a bill or an Explanation of Benefits?
  2. 2What do deductible, copay, coinsurance, and out-of-pocket maximum mean?

Handle denials and appeals

Why claims are denied and how appeals work.

  1. 3Why was my claim denied?
  2. 4How do I prepare an appeal?

Prepare before care

Networks, approvals, estimates, and surprise bills.

  1. 5What should I check before an appointment or procedure?
  2. 6What is prior authorization, and what does approval actually mean?

Plan healthcare savings

HSA, FSA, HRA, and how much to put in.

  1. 7HSA, FSA, and HRA: what is the difference?
  2. 8How much should I consider putting into an HSA or healthcare FSA?
  3. 9Can I open an HSA or FSA on my own?

Understand your benefits

Vision, dental, prescriptions, and where plan rules live.

  1. 10How do I understand my vision, dental, and prescription benefits?
  2. 11Where do I find the rules for my employer plan, Marketplace plan, Medicare, or Medicaid?

Find financial help

Options when bills are hard to afford, and who can help.

  1. 12What can I do when a medical bill is difficult to afford?
  2. 13How do I apply for hospital financial assistance?
  3. 14How can I lower what I pay for prescriptions?
  4. 15Who can help me navigate this?

Medicare and Medicaid

How public coverage works, who qualifies, and how to sign up.

  1. 16How does Medicare work, and when should I sign up?
  2. 17Could I qualify for Medicaid or CHIP, and how do I apply?