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Find an answer

Search, or browse the questions below. You do not need to take a lesson first.

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Common questions

  • Is this a bill or an Explanation of Benefits?
  • What do deductible, copay, coinsurance, and out-of-pocket maximum mean?
  • Why was my claim denied?
  • How do I prepare an appeal?
  • What should I check before an appointment or procedure?
  • What is prior authorization, and what does approval actually mean?
  • HSA, FSA, and HRA: what is the difference?
  • How much should I consider putting into an HSA or healthcare FSA?
  • How do I understand my vision, dental, and prescription benefits?
  • Where do I find the rules for my employer plan, Marketplace plan, Medicare, or Medicaid?
  • What can I do when a medical bill is difficult to afford?
  • How do I apply for hospital financial assistance?
  • How can I lower what I pay for prescriptions?
  • Who can help me navigate this?
  • How does Medicare work, and when should I sign up?
  • Could I qualify for Medicaid or CHIP, and how do I apply?
GlossaryPlain-language meanings of common health insurance and healthcare money words.

Printable checklists

Checklist: Review a medical billChecklist: Prepare an appealChecklist: Questions to ask an advocateChecklist: Apply for hospital financial assistanceChecklist: Call log and written follow-upChecklist: Prepare before care

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We do not ask for an account. Calculator entries and searches stay in your browser and are not sent or saved. Lesson progress and checklist ticks, if you use them, are stored only on this device.

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